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VA Loans

 

Veterans Affairs (VA)-backed loans have been around for a long time and may be a good option for active-duty military and veterans.

Qualified borrowers can borrow up to current VA limits with zero down, and roll the VA funding fee right into their loan. No other loan today can offer this claim. Most active-duty service member and veterans are eligible for VA loan benefits.

The many advantages of VA home loans include:

- No down payment
- May have easier qualification requirements than other types of loans
- Does not require private mortgage insurance, regardless of down payment amount
- The seller can pay off buyer’s debt to help them qualify, up to 6% of the loan amount
- The buyer can finance the VA funding as part of the loan
- Closing costs are comparable to those of other loan types, and may even be lower
- Special concessions available for disabled veterans

Contact a Hawaii HomeStreet Loan Officer to learn more about VA loans and find out if they’re the right option for you. Thank you for your service .

                                    

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